Does anyone know how these score compare to a standard FICO 8 score? What auto score would be equivalent to a 720 FICO 8, say. FICO ® Score ☉ 8 and 9. Although FICO ® didn't create these models specifically for auto lenders, they are widely used credit scores, and auto lenders may use a base FICO ® Score … FICO SCORE 8. Since then, only a few lenders have adopted it. FICO 9 is similar to FICO 8 but differs when it comes to collections and rent payments. Now featuring FICO® Score 10 T which integrates trended data. This is pretty straightforward – the higher your score, the better off you are. 300-579. Get credit scores, credit reports, credit monitoring & identity theft monitoring in one place. FICO 8 is a credit-scoring system released in 2009. Whether you're applying for a mortgage, auto loan or new credit, myFICO gives you access to the score you need to apply with confidence. 580-669. You’ll be able to get a better interest rate and have access to more products that are reserved for capable borrowers with good scores. 740-799. The choice is yours. FICO works with over 200 financial institutions to give their customers absolutely free access to the FICO ® Scores … FICO auto score 8 has a range of 250-900. 90% of top lenders use FICO Scores. For example, you may apply for an auto loan with one lender that checks your FICO Auto Score 8 based on your Experian credit report. 670-739. The vast majority of lenders still rely on FICO 2, 4, and 5 scores… Yet, if you apply for financing with a different auto lender, it may opt to check your VantageScore 3.0 score based on TransUnion data. Credit card issues may use the FICO Score 3, the FICO Bankcard Score 2, 4, or 5, or the FICO Bankcard Score 8. FICO 9 counts medical collections less harshly than other accounts in collections, so a surgery bill in collections will have less of an impact on your credit score than a … Each of these models weights information in a … FICO ® Score versions can be broken down into two major categories: "base" FICO ® Scores and industry-specific FICO ® Score versions. FICO ® Score Open Access is a program that helps educate consumers on FICO ® Scores and increases consumer access to FICO ® Scores. That’s a two-point increase from 2018 and up 14 points since 2010. The average FICO score in the U.S. hit a record high of 703 in 2019, according to the 2019 Experian Consumer Credit Review. These are the latest generic FICO ® scoring models. Base FICO ® Scores are designed to predict the likelihood of not paying as agreed in the future on any credit obligation, whether it's a mortgage, credit card, student loan or other type of credit. 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